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SOLmate Pricing and Fees in South Africa

Check out our competitive
SOLmate pricing

Transparent wallet, card, and transfer fees in South Africa. No hidden costs.

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SOLmate account

For daily use with utility payments, betting, vouchers and more

R10.00/month

Without Activation Fee

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SOLmate account
+ Debit card

Best choice

For full access to all functions of the application

R29.00/month

+ Activation Fee R99,00 *

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Detailed pricing comparison

Account fee
R10.00R29.00
Activation fee
free*R99
Card load fee
n/aR9.99
Card unload fee
n/aR5.00

Basic+ Card

Deposit Money

EFT in
freefree
ATM Topup
R10 per R1,000 or part thereofR10 per R1,000 or part thereof
wiCode Top up
1.75% (Minimum R14)1.75% (Minimum R14)
Pay@ Topup
Various. See hereVarious. See here
Cashback in retail with card
n/aR2

Basic+ Card

Sending & Withdrawing Money

ATM withdrawal with card
n/aR2.80 per R100
wiCode Withdrawal
R10R10
EFT out
R8.00R8.00
RTC (instant EFT)
R40.00R40.00
SOLmate to SOLmate
freefree
Ewallet voucher
R20.00R20.00

Basic+ Card

Payments & Services

Water
freefree
Betting voucher
freefree
Lottery voucher
freefree
DSTV
freefree

Basic+ Card

Transaction Fees

POS & ATM declined transaction
R9.00R9.00
Swipe fee
n/afree

Basic+ Card

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Pay@ retailer top-up fees

Each retailer charges a base transaction fee plus a payment-type percentage. All amounts exclude VAT.

  • Spar Group

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.5%
    • Debit Card Fee:0.85%
    • Credit Card Fee:2.5%
  • Pick n Pay (Pty) Ltd

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.5%
    • Debit Card Fee:0.68%
    • Credit Card Fee:1.72%
  • Flash Traders

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • TopItUp

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.68%
    • Debit Card Fee:2.65%
    • Credit Card Fee:2.65%
  • Masterpass

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:0%
    • Debit Card Fee:1.95%
    • Credit Card Fee:2.60%
  • Spar Direct

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • Snapscan

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:1.95%
    • Credit Card Fee:2.6%
  • Massmart

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0.75%
    • Credit Card Fee:2.25%
  • EFT

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • Zapper

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:1.95%
    • Credit Card Fee:2.6%
  • JD Group

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • MTN Mobile Money

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • Kazang

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.87%
    • Debit Card Fee:2.50%
    • Credit Card Fee:2.50%
  • MyVodacom

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0.9%
    • Credit Card Fee:2.1%
  • Spar Direct Botswana

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • Capitec Billpay

    • Transaction fee (excl. VAT):R4.16
    • Cash Handling Fee:1%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • Telkom Pay

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • FNB Digital Banking

    • Transaction fee (excl. VAT):R4.16
    • Cash Handling Fee:1%
    • Debit Card Fee:1%
    • Credit Card Fee:2%

SOL Ecosystem (Pty) Limited (Registration Number 2020/851425/07) is an authorised Financial Services Provider under the Financial Advisory and Intermediary Services Act No 37 of 2002 — FSP 52248 and a Registered Credit Provider (NCRCP16037). Pricing is dependent on risk profile and address of each customer as determined by our Compliance department.

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